The CashNetUSA® Advantage

At CashNetUSA we are dedicated to helping our customers bridge the gap between paydays from the privacy and comfort of their own home. Our cash advance loan services are a quick solution for your immediate financial needs. Make Anyday Payday® with a hassle-free payday loan from CashNetUSA⁺⁺ or its lending partners and benefit from:

• Five-minutes online cash advance application
• Instant approval,** cash deposited next business day*
• 24/7 customer service, for answers day or night
• Less-than-perfect credit not a problem for payday loans†
• No faxing or extra paperwork required***
• Payday loan services from the confidentiality of your home

What kinds of loans does CashNetUSA offer?

Payday Loans — Payday Loans are short-term loans with a small dollar amount that are usually repaid upon your next payday.

Installment Loans — A medium-term loan, usually with a higher loan amount than payday loans, is repaid gradually in installments.^‡ The loan may be repaid early at any time with no prepayment penalties.

Credit Service Organization Loans (CSO Loans) — A short-term loan provided by one of the lenders we work with and repaid upon your next payday. As a Credit Services Organization, CashNetUSA will attempt to arrange and service a loan between you and a third party lender.

More on Payday Loans and CSO Loans

Payday loans and CSO loans could be the quick and easy solution when you need a loan days or even weeks before payday. Do you have a flat tire and need to get it fixed fast? Is your credit card company threatening you with yet another late fee if you don’t pay off your bill that week? Get the cash you need when you need it, with payday loans and CSO loans from CashNetUSA (subject to approval).^‡++ You could have cash deposited directly into your bank account as soon as the next business day.*

Can You Extend Payday Loans and CSO Loans?

You have 3 options when it comes to repaying your payday loans and CSO loans:

• Payment in Full: First is to pay off the loan in full when your next payday arrives.
• Extension: If for whatever reason you cannot make your loan repayment in full on your first payday, you may extend your loan and pay only the fees which are due on your first payday. Your loan will then carry over until your next pay cycle at which time your principal and new loan fees are due. The availability of an extension is subject to approval by CashNetUSA and individual state requirements. Extensions are not available in all states.
• Partial Payment: If you are unable to make your full payment, you may also pay off the fees on your loan and pay some of the principal of the loan on your first payday. This partial payment of your principal on your first payday will lower the outstanding principal on your loan. Since the loan principal you owe is now lower, the amount of your loans fees will also be lower as a result of your partial payment. Your remaining loan principal and fees will be due at the end of your next pay cycle. Payday Loans and CSO Loans extensions are not available in all states.

How Do I apply for Payday Loans and CSO Loans?

Do you have an active checking account? Have you been employed and receiving a steady paycheck for 1 month or more? If you are 18 years or older and a permanent resident of the United States you may be eligible to receive payday loans or CSO loans today! Less-than- perfect credit is not a problem!^† Apply online today and get the cash you need fast with CashNetUSA. Fill out our quick and easy to understand application from the comfort and privacy of your own home and be on your way to the cash advance you need today!